Paul T. Raj started writing career as an Academic Independent Writer with UVO Writing LLC which now metamorphosed into Brownie Freelance Ltd, London, United Kingdom. He still works with the organization till date. On January 2007, he authored an eBook titled: Consumer Buying Secret Revealed! Published by eBookwholesaler, a division of Hitech United Australia Pty Ltd, Melbourne, Australia. On January 7, 2008, he achieved the title of Ezine Aricles Expert Author and Certified member in good standing with EzineArticles.com of United State of America. Educational and Professional Qualification includes: – Bachelor of Science (B.Sc. Accounting) in 1998 – Full membership certificate as a Certified Manager – Microfinance Certification Programme (Professional level 1)

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